Car Insurance

Car Insurance
What exactly is car insurance?

Car Insurance protects motorists and drivers against liability in the event of accidents they may cause. It can also provide cover for the motorist’s own vehicle.

Many different types of car insurance are available, ranging from third party cover which protects individuals against liability should they injure a third party or cause damage to a third party’s property, but does not provide any cover for the individual’s own vehicle or property, through to comprehensive cover, which can offer protection for accidental damage, theft, fire damage as well as liability towards third parties.

Car insurance is actually one policy that can provide four different types of coverage. Let’s look at the four types of coverage you can get with auto insurance.

Liability insurance
Collision and comprehensive coverage
“No-fault” or personal injury protection (PIP) coverage
Uninsured motorist coverage

Car insurance, or auto insurance is insurance against loss due to theft or traffic accidents

Car Insurance Tips

Consider raising the amount of your deductible when buying car insurance.
Take advantage of low-mileage use discounts offered by some car insurance companies.
Drop the comprehensive and/or collision coverage on older vehicles.
Check out air bag and automatic seat belt discounts available from some car insurance company.
Check for anti-lock brake discounts on car insurance rates.
Get a "lower profile" vehicle.
Check out all possible car insurance discounts.

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